Coop Group Home Team Instagram
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We hear it all the time: “I’m just going to wait for home prices to come down.”
And we understand why. But price is only ONE part of what determines whether a home is affordable.
If home prices come down but interest rates move up, that lower purchase price may not improve your monthly payment nearly as much as you e…
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🏡 JUST LISTED | Bow, NH | $499,900
If you’ve been looking for a home in Bow under $500K, take a look at this one.
Built in 1870, 48 Bow Center Road has the character you’d expect from an older New England home — wide plank floors, exposed beams and original details — but with some great updates where they matter.
Th…
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I really believe God was talking to me
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Our grandson will definitely be a musician.
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My last video about New Hampshire property taxes definitely got people talking. 😂
So let me clarify one thing…
Yes, New Hampshire has high property taxes. But high property taxes do not automatically mean a high overall tax burden.
We don’t have a general sales tax, and New Hampshire no longer taxes earned income — …
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No state income tax doesn’t mean New Hampshire is cheap to live in. 👀🏡
One of the biggest surprises for people moving to NH is the property tax bill.
A $500,000 home could easily have a tax bill of $9,000–$11,000 a year depending on the town — and two similarly priced homes in different towns could be thousands of do…
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Do you suffer from it? Give a 👎 if you do and a 👍 if you don’t ‼️
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The highest offer isn’t always the BEST offer. 🏡
When sellers get multiple offers, it’s easy to look at the biggest number and think, “Well, obviously we’re taking that one.”
Not so fast.
Price matters — but so do financing, contingencies, inspections, appraisal risk and even the closing date.
Sometimes the offer t…
kevincoopernh
We hear it all the time: “I’m just going to wait for home prices to come down.”
And we understand why. But price is only ONE part of what determines whether a home is affordable.
If home prices come down but interest rates move up, that lower purchase price may not improve your monthly payment nearly as much as you expected.
Flip it around. If mortgage rates come down, that can improve affordability — but it can also bring more buyers who have been sitting on the sidelines back into the market. More buyers competing for a limited number of homes can put upward pressure on prices.
So am I saying you should buy a house right now? No.
I’m saying there probably isn’t one magic number you should be waiting for.
Instead, figure out what needs to happen for buying to make sense for YOU.
- Is it the purchase price?
- The interest rate?
- A certain monthly payment?
- Or having more money saved for your down payment and closing costs?
Once you know that number, you’re not just waiting and hoping the market does something. You actually have a plan.
If you’re thinking about buying in Southern New Hampshire or Northern Massachusetts and you’re not sure what your number should be, shoot us a message. We can run through it without any pressure.
Kevin and Danielle Cooper
Coop Group Home Team | Real Broker
#NHRealEstate #SouthernNH #HomeBuying #MortgageRates #FirstTimeHomeBuyer SalemNH PelhamNH WindhamNH ManchesterNH CoopKnows
kevincoopernh
🏡 JUST LISTED | Bow, NH | $499,900
If you’ve been looking for a home in Bow under $500K, take a look at this one.
Built in 1870, 48 Bow Center Road has the character you’d expect from an older New England home — wide plank floors, exposed beams and original details — but with some great updates where they matter.
The kitchen has been beautifully updated with two-tone cabinetry, quartz-style counters, stainless appliances, recessed lighting and a large center island. There’s also a first-floor bedroom, two additional bedrooms upstairs, a home office, 3-season sunroom and enclosed porch.
Outside you’ll find .89 acres, a paved driveway and detached garage.
🛏 3 Bedrooms
🛁 1 Bathroom
📐 1,512 sq. ft.
🌳 .89 Acres
🚗 Detached garage
💰 $499,900
And yes — showings have already started.
If you’re thinking about making a move in Southern NH or MA, shoot us a message.
Kevin and Danielle Cooper | Coop Group Home Team
REAL Broker NH | REAL Broker MA
#BowNH #BowNewHampshire #JustListed #NewHampshireRealEstate #NHRealEstate NewHampshireHomes CoopGroupHomeTeam
kevincoopernh
My last video about New Hampshire property taxes definitely got people talking. 😂
So let me clarify one thing…
Yes, New Hampshire has high property taxes. But high property taxes do not automatically mean a high overall tax burden.
We don’t have a general sales tax, and New Hampshire no longer taxes earned income — plus property taxes can vary dramatically from one town to another.
That’s why when you’re comparing NH to MA — or even one NH town to another — you really need to look at the entire cost of living, not just one tax number.
That’s what actually matters.
#NewHampshire #NHRealEstate #MovingToNH #SouthernNH #NewHampshireRealEstate LivingInNH
kevincoopernh
No state income tax doesn’t mean New Hampshire is cheap to live in. 👀🏡
One of the biggest surprises for people moving to NH is the property tax bill.
A $500,000 home could easily have a tax bill of $9,000–$11,000 a year depending on the town — and two similarly priced homes in different towns could be thousands of dollars apart annually.
That’s why you can’t look at just the price of the house when deciding where to buy.
Thinking about moving to Southern NH?
👇 Drop the town you’re considering in the comments and I’ll tell you what the tax rate looks like there.
#NHRealEstate #NewHampshireRealEstate #MovingToNewHampshire #SouthernNH #NHRealtor PropertyTaxes NewHampshireHomes
The fact is that property taxes stay in the town. State taxes go to the legislature and governor to spend mostly on other towns. You don’t see that coming back to your local community. And the graft and corruption is insane. Just look at Massachusetts for evidence. I’ll take the higher property taxes. And don’t forget, other states still have property taxes. It’s only the delta that matters.
kevincoopernh
Do you suffer from it? Give a 👎 if you do and a 👍 if you don’t ‼️
kevincoopernh
The highest offer isn’t always the BEST offer. 🏡
When sellers get multiple offers, it’s easy to look at the biggest number and think, “Well, obviously we’re taking that one.”
Not so fast.
Price matters — but so do financing, contingencies, inspections, appraisal risk and even the closing date.
Sometimes the offer that looks best on paper isn’t the one I’d recommend.
The goal isn’t just to get an offer. It’s to get to the closing table.
Thinking about selling in Southern NH or MA? Shoot me a message.
#NHRealEstate #NHRealtor #SouthernNH #MassachusettsRealEstate #HomeSelling RealEstateTips